Understand the full cost of buying a home from down payment and closing fees to taxes and monthly payments so you can budget with confidence.
Dubai Land Department fee on purchase value
For expatriate buyers (20% for UAE nationals)
Typically 2% of the purchase price
Beyond purchase price, always budget for this
UAE banks lend up to 75% of the property value for expatriate residents.
Non-residents can access financing between 50% to 60% of the property value.
Rates range from 3.5% to 5.5%, and we connect you with trusted advisors at no cost.
Whether you are a resident or overseas buyer, mineola Real Estate helps you explore the best financing options for purchasing property in Dubai.
Not always. Many new developments in Dubai offer flexible payment plans, allowing buyers to purchase without taking a mortgage immediately—or sometimes not at all.
Non-residents can usually borrow up to 50% of the property value, while UAE residents with local income may access higher financing options, subject to bank approval.
Yes, but mortgage availability often depends on the project stage. In most cases, financing becomes available once a significant percentage of construction is completed.
Yes. Sharia-compliant home financing options are available through select UAE banks, offering structures based on profit-sharing instead of traditional interest.
We partner with trusted mortgage and financial advisors who can guide you through financing options, eligibility, and lender selection—making the process easier for you.
Understand the full cost of buying a home from down payment and closing fees to taxes and monthly payments, so you can budget with confidence.
